Find The Best Savings Accounts

Review of the best savings accounts.

If you’re not already saving your hard-earned money in a savings account, you should consider one of these popular savings accounts below. A good savings account will help you earn interest on your money and protect your money through membership in the FDIC. All the accounts we review here are members of FDIC. We’ve tried to keep the available interest rates as up-to-date as possible here but it’s important to keep in mind that interest rates can change without notice. Also, it’s important to keep in mind that withdrawing money from savings accounts can sometimes take several days and can be tough to access if you’re in need of your money fast.

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GE Capital Bank Savings Account

GE Capital Bank Savings Account

No minimum balance, no transaction fees
1.05% interest on your money compounded daily

Open Account

Highlights to Consider Based On Our Review
  • $0 minimum balance required to open savings accounts
  • If you don’t need access to your money for longer periods of time, consider the GE Certificate of Deposit accounts that can yield over 2% interest rates
  • 6 withdrawals limit per month/statement cycle
  • Maximum deposit amount is $1,000,000
  • Multiple ways to access your savings including wire transfers

MySavingsDirect Savings Account

MySavingsDirect Savings Account

No minimum balance, no fees
1.25% interest on your money compounded daily

Open Account

Highlights to Consider Based On Our Review
  • Claims to maintain America’s highest interest rate savings accounts
  • Online access, no mobile application

Ally Online Savings Account

Ally Online Savings Account

No minimum deposit, no maintenance fees
0.99% interest on your money compounded daily

Open Account

Highlights to Consider Based On Our Review
  • Remote check deposit capability
  • Online and mobile access
  • Limit of 6 transactions per month, unlimited deposits per month
  • Available to use as a Trust account as well
  • Schedule transfers up to a year in advance

Palladian Private Bank Savings Account

Palladian Private Bank Savings Account

$10,000 minimum savings account balance
1.30% first six months, 1.10% after six months compounded daily

Open Account

Highlights to Consider Based On Our Review
  • Requires a high minimum deposit to open a new account
  • Limited withdrawal methods, you have to call customer support
  • Initial funding must be received within 10 calendar days of application
  • Only available to US citizens or residents

CapitalOne 360 Savings®

CapitalOne 360 Savings®

No minimum balance, no fees
0.75% interest on your money compounded daily

Open Account

Highlights to Consider Based On Our Review
  • Online and mobile access with remote deposit capabilities
  • Easy setup of automatic saving plans to help automate everything
  • Free overdraft protection, unlimited virtual accounts can be created
  • Online access to tax forms and related documents

Discover Savings Account

Discover Savings Account

$500 minimum opening deposit, no fees
0.95% interest on your money compounded daily

Open Account

Highlights to Consider Based On Our Review
  • Online and mobile access
  • Multiple methods to access and deposit funds including wire transfers (fees may apply for these transfers)
  • No ongoing minimum balance after $500 initial deposit for new accounts
  • Closes loan 50% faster than the industry average
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