A good checking account is a critical component of your overall financial well-being. Without it, you can’t easily monitor and manage how much you’re spending each month. It’s important to have a checking account that fits your lifestyle and doesn’t cost you anything to maintain. Be sure to understand what services you need and what services you don’t. Three common requirements for any great checking account service includes no monthly fees for the service itself, accessibility to ATMs (make sure you can access your money when you need it) and online + mobile banking that is user-friendly and includes mobile check deposit capabilities.Advertiser Disclosure
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These are the best overall checking and debit card accounts based on what an average banking customer needs.
Some banks provide new account opening rewards for their checking account products. These can help you save money and get you started with a little bit of extra cash.
If you do not qualify for a traditional checking account or would like the simplicity of a debit card without additional banking services, there are other checking account alternatives also available. We’ve taken a closer look at some of them here.