Our Technology Keeps You Safe

How ReadyForZero's security keeps you and your data safe.

Any personal or financial information you provide us is protected using the best available technologies. Our security partners regularly scan our systems for vulnerabilities and notify us immediately if there are any issues. Here we've outlined why ReadyForZero is safe and how we keep it that way. You can also securely submit a security report.

McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams Privacy Policy by TRUSTe

Our Secure Platform

  • Physically secure Amazon Web Services cloud infrastructure; a validated PCI-DSS 2.0 service provider.
  • Industry proven security measures including but not limited to 256-bit encryption and regular internal and external third-party security audits.
  • We never store bank credentials and this data is not accessible to anyone.
  • Our servers and networks are protected at every border by firewalls and 2048-bit security keys.
  • Our technology stack is fully PCI-DSS compliant, professionally verified and tested. PCI compliance is a strict security standard that ensures companies safely process electronic payments and securely handle personally identifiable information.

Our Trusted Partners

  • Trusted data partners like Yodlee, Experian and others help us aggregate real-time financial data without storing sensitive credentials ourselves.
  • Trusted lending partners like LendingClub and Prosper allow us (with your consent) to securely pre-qualify you for consolidation loans.
  • Whenever possible, your identity is verified for your protection using a combination of challenge questions and your social security number. This information is always encrypted.


You are in control of your ReadyForZero account, and all related data can be removed easily, anytime on your own.

… and real people are here to help

We are a team of real people, committed to help you to get out of debt. Please do not hesitate to contact us if you have any questions or concerns: