Privacy Policy

Facts

What does ReadyForZero do with your personal information in connection with your use of our online financial tools?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Why?

The types of personal information we collect and share depend on the product or service you use. This information can include:

  • Social Security number and income
  • email address
  • phone number and physical address
  • credit history and assets

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing.

Reasons we can share your personal information Do we share? Can you limit this sharing?
For our everyday business purposes

such as to provide you with online financial tools, send you updates, maintain your account, or respond to court orders and legal investigations

Yes No
For our marketing purposes

to offer our products and services to you

Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes

information about your transactions and experiences

Yes No
For our affiliates’ everyday business purposes

to offer our products and services to you

Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes
To limit our sharing

Visit us online: www.readyforzero.com (under “Settings” -> “Alerts”)

Please note: If you are a new customer, for the reasons we can share your information and for which you can limit the sharing, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Go to www.readyforzero.com

What we do
How does ReadyForZero protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your information to those employees who need to know it to provide products or services to you.

How does ReadyForZero collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan through one of our marketing partners or give us your income information
  • tell us where what your email address is
  • connect your bank accounts to track your financial activities

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definition
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include financial companies such as Avant, Inc., Avant of California LLC, Avant of Idaho, LLC, Avant of Wisconsin, LLC, Avant of Illinois, LLC, etc.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with may include financial service providers, non-financial companies, and other businesses
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketers may include financial service providers, non-financial companies, and other businesses
Other important information

The words “we”, “us” and “our” mean Avant RFZ LLC and/or another related Avant Provider.

Contact us directly with questions or concerns

We are available to assist you if you have any questions or concerns regarding this Privacy Policy or any other security related information. Please send an email to security@readyforzero.com.

Avant RFZ LLC 6100 Center Drive, Suite 630, Los Angeles, CA 90045

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