Home Improvement Loans

Get an unsecured home improvement loan for repairs or upgrades

This does not affect
your FICO® score.
This does not affect your FICO® score.

What are home improvement loans and how can you get one?

Home improvement loans are used for emergency repairs or to upgrade fixtures in your home. These loans are typically done to increase the value of your home. Some common upgrades include your kitchen, basement, or floors.

How To Get a Home Improvement Loan

How To Get a Home Improvement Loan

If you’re considering taking out a loan but don’t have enough equity in your home, an unsecured home improvement loan might be a great option. First, consider the total costs for your project and evaluate the potential increase in home value. Next, make sure you’ve shopped around to get the lowest possible price on all the parts and supplies you need. When you’re finally ready to apply for a home improvement loan, make sure you have all your paperwork handy to send to the lender if they require it.

HELOC

Should I get a HELOC instead?

A home equity line of credit was often used to fund home improvement projects. Lending requirements for HELOCs have been tightened by banks after the mortgage crisis. A HELOC might be a viable option if you have substantial equity in your home and the project requires a lot of upfront capital.

Bathroom

What types of projects increase the value the most?

Kitchens and bathroom remodels are by far the most popular types of home improvement projects. These two projects tend to add the most value, but of course, every situation is different. You can also use home improvement loans to create more space in your home: knocking down walls, removing certain fixtures, or adding more rooms.

Find the right home improvement loan

How does ReadyForZero help me find the right loan?

ReadyForZero works with the top lenders to help you find the perfect loan that’s catered towards your needs. When applying for a loan, we’ll automatically show you real offers from trusted companies. Any personal or financial information you provide us is protected using the best available technologies.

Check to see if you qualify for a home improvement loan today!

This does not affect
your FICO® score.
This does not affect your FICO® score.
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