Why We Started ReadyForZero

In 2011, we used financial technology to solve our own problem.

We created ReadyForZero because we needed a way to automatically manage and reduce debt online. In the United States, Americans manage over $11 trillion in personal debt on their own. Reducing debt and protecting credit are common financial goals that affect more than 144 million Americans, and we’re here to help. ReadyForZero can help you better manage credit card, student loan, mortgage, auto loan or other personal debt online - automatically.

In short, ReadyForZero is dedicated to the creation of financial tools that simplify your life. We are not a debt settlement, credit counseling, or credit repair company.

Check out our community of users, real people like Nick, who use ReadyForZero to tackle debt and protect credit.


Contact Us

Email: support@readyforzero.com

71 Stevenson St. Suite 800
San Francisco, CA 94105


We’ve received Series A funding in a round led by Polaris Venture Partners with participation from Citi Ventures.

Our angel investors include entrepreneurs and executives from Google, Mint.com, PayPal, Twitter, YouTube, and Zynga. We are also supported by Y Combinator and 500 Startups.