Pay off debt faster.
Build wealth sooner.

ReadyForZero’s online tools have helped users pay down $150 million in debt.

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ReadyForZero web app and iphone app

Free personalized plan

ReadyForZero’s award-winning basic online plan is free. Link your accounts and get a plan for managing and paying off credit cards, mortgages, student loans and other loans.
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Track your Credit Score with ReadyForZero

Visualize progress

Track all your finances from a single place and know exactly where you stand as you pay off debt. Reducing debt and building wealth has never been easier.


Track your Credit Score with ReadyForZero

… and track your credit score

Later, upgrade to to monitor your VantageScore 3 credit score (provided by Experian) and make faster progress toward your goals.
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Make payments with ReadyForZero PLUS

Make payments online

will simplify your life. Put your plan on autopilot and set up monthly or biweekly payments that line up with your paychecks.
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ReadyForZero acts as the angel on your shoulder CNN Money
Ditch the calculator and make a realistic plan to end your debt-related stress Forbes
ReadyForZero is really easy to set up, it’s free to use, and offers some great suggestions Lifehacker

Try ReadyForZero.

We think you’ll like it.

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